Retirement

A retirement lifestyle backed by tax efficiency and Mediterranean living.

The Malta Retirement Programme (MRP) is specifically tailored for individuals seeking a peaceful retirement in Malta while benefiting from an attractive fiscal regime. Open to nationals of the EU, EEA, Switzerland, and approved non-EU countries, the programme is ideal for those no longer engaged in active employment.

To qualify, applicants must receive a pension as their primary source of income, with at least 75% of their chargeable income derived from it and remitted to Malta. All qualifying foreign-sourced income brought into the country is taxed at a preferential flat rate of 15%, making it a compelling option for retirees looking to optimise their tax exposure.

Key features include:

• A minimum annual tax of €7,500 on foreign income received in Malta
• Access to Malta’s high-quality healthcare system, mild climate, and vibrant expat communities
• A secure and EU-regulated environment for residency and financial planning

Whether seeking a well-connected European base or a lifestyle destination with financial advantages, the Malta Retirement Programme offers peace of mind and fiscal efficiency.

Plan your retirement with a programme that rewards you for choosing Malta.